We conduct comprehensive evaluations of client data and market demographics
to verify compliance with various federal and state regulations. Our associates
have particular expertise working with financial institutions on Community
Reinvestment Act (CRA), Home Mortgage Disclosure Act (HMDA) and Fair Lending
regulations. Our analyses, reports and maps make it easy for clients to evaluate
their compliance and identify action steps. Many of our long standing clients in
the financial services industry use our reports and maps as a standard part of
their annual review,as well as to prepare for compliance examinations by
regulatory agencies.
Philips & Associates, Inc.
REGULATORY COMPLIANCE REVIEW
REGULATORY COMPLIANCE REVIEW
• Market Profiling
• Assessment Area Definition
• CRA/HMDA Compliance
• Fair Lending Review
• Assessment Area Evaluation
• Peer Analysis
• Branch Network Mapping
• Demographic Data Analysis
• Data Quality Review
• Assessment Area Definition
• CRA/HMDA Compliance
• Fair Lending Review
• Assessment Area Evaluation
• Peer Analysis
• Branch Network Mapping
• Demographic Data Analysis
• Data Quality Review